Your finances are one text away
Don't want to open an app? Just text Ducky. Ask about your balance, log an expense, get advice — all in a simple conversation. It's like having a financial assistant in your pocket.
Try AI Messaging FreeDucky
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You've spent $487 on food this month! 🍕
That's $63 under your $550 budget. Nice work!
✓ Logged $6.50 for coffee under Dining Out.
How AI Messaging works
Three simple steps to financial freedom via text.
Just send a message
Text or email Ducky from any phone or computer. No app download, no special syntax — just plain English.
Ducky understands
Our AI figures out what you need. Ask questions, log expenses, request reports — it just works.
Get instant answers
Receive a helpful response in seconds. Balances, insights, confirmations — whatever you asked for.
What can you ask Ducky?
Pretty much anything about your finances.
Check Balances
- → "What's my savings balance?"
- → "How much is in my emergency fund?"
- → "What's left in my dining budget?"
Track Spending
- → "How much did I spend last week?"
- → "What did I spend at Amazon?"
- → "Show me my grocery spending this month"
Log Expenses
- → "Just spent $45 at Target"
- → "Paid the electric bill, $142"
- → "Coffee $6.50"
Bill Reminders
- → "When is rent due?"
- → "What bills are coming up?"
- → "Did I pay the internet bill?"
Goal Progress
- → "How's my vacation fund doing?"
- → "Am I on track for my savings goal?"
- → "How much more until I hit $10k?"
Financial Advice
- → "How can I save more?"
- → "Should I pay off debt or save?"
- → "Where am I overspending?"
SMS or Email — your choice
Both work great. Pick what feels natural to you.
Text Message (SMS)
Quick and instant. Perfect for logging expenses on the go or quick balance checks.
- ✓ Instant delivery
- ✓ Works offline
- ✓ No app needed
More detailed responses. Great for reports, summaries, and longer conversations.
- ✓ Detailed responses
- ✓ Attach documents
- ✓ Search history
Secure by design
Your financial data is sensitive. We've built AI Messaging with security as the top priority — not an afterthought.
- 🔐 Messages are encrypted in transit
- 🆔 Identity verification for sensitive actions
- ⏰ Rate limiting prevents abuse
- 🗑️ Auto-delete sensitive data after processing
- 📋 Full audit trail of all interactions
Ready to try AI Messaging?
Join the beta and start texting Ducky today. It's free, and you'll wonder how you ever managed money without it.
Join the Beta